Wednesday, October 30, 2019

Career Action Plan Assignment Example | Topics and Well Written Essays - 1750 words

Career Action Plan - Assignment Example Furthermore, a marketability analysis would be provided based on a research of my marketable skills as contrasted with the attributes that one’s professional industry is looking for. The evaluation would include which attributes one possesses and which ones have to be worked on. Concurrently, the ideal situation would be detailed through conducting a S.W.O.T. analysis of one’s current and ideal situation. In addition, my short-term and long-term goals would also be presented in the process. Finally, the steps to success section would discuss the strategies which are to be designed to achieve the explicitly defined career goals. People pursue different careers to serve varied personal and professional goals. Some individuals are given the foresight to discern which specific profession to pursue. Others manifest genuine interests in specialized endeavors through possessing innate skills and talents of distinct crafts or fields of study. In my situation, I have envisioned working in a banking institution as part of the management team. To enable me to prepare for the profession, I am currently pursuing higher education with courses that would match job requirements in business, banking, and finance. Currently, I am not working since as an international student studying in Australia, I have to focus on my studies on a full-time basis. Likewise, I could not undertake any part-time job due to visa restrictions. So far, the only work experience previously undertaken were volunteer works; specifically during the holidays when volunteerism in community activities entail providing assistance for building houses for the poor and homeless citizens. Despite the lack of work experience, I have perceived that I possess skills and attributes that would prepare me for future employment. The endeavors undertaken in school, at home, as well as while undertaking

Monday, October 28, 2019

Nestle: Indias success story

Nestle: Indias success story With an employee-strength of over 3000 and turnover of US$ 497 million in 2003, Nestle India is one of the leading companies in the FMCG space in India. The company is acknowledged amongst Indias Most Respected Companies and amongst the Top Wealth Creators of India. During the first half 2004, the company registered a total income of US$ 257.8 million and net profit of US$ 23.73 million. Nestle India is a 61.85 per cent subsidiary of Nestle S.A. Switzerland and was incorporated as a limited company in 1959. It produces a wide range of products including beverages, prepared dishes and cooking aids, milk products and nutrition, chocolate and confectionery. Milk products and nutrition account for around 45 per cent of Nestle Indias total revenues. The companys beverage products generate 22 per cent of the companys total revenues, while prepared dishes and cooking aids generate 18 per cent, and chocolate and confectionery 15 per cent. Major Player in processed foods: Nestle India has over the years built strong brands like MAGGI, NESCAFE, CERELAC, LACTOGEN, KITKAT and POLO. Nestle is major player in many segments of the FMCG sector such as noodles and sauces [MAGGI], instant coffee [NESCAFE] and weaning foods. Nestle products are sold throughout India and are also exported to Russia, Hungary, Japan, USA and several other countries. These include certain international products like Nescafe and Lactogen, as well as select culinary products to meet the demand of the ethnic Indian population living abroad. For three years in succession [from 1999-2000 to 2001- 2002], Nestle India was recognized with the top Exporter Award for export of Instant Coffee, and for export of all coffees to Russia and CIS Countries. Factors for success The culture of innovation and renovation, continuous improvement and the thrust on value-for-money and affordability have helped the company to focus on adding value for the consumer. The company has continuously focused on operational efficiency; improving product availability and visibility and initiated efforts to make its products more relevant to the consumers. This has been supported by the distribution of smaller stock-keeping units (SKUs). There has been continuous focus on the seven value drivers, namely: Sales growth Profit margin Working capital intensity Fixed capital intensity Income tax rate Cost of capital Value growth duration Promotion strategy for market expansion: The following are some of the strategies used by Nestle for market expansion: Availability of NESCAFE enhanced through an expansion of the vending machine network. New consumption opportunities for chocolates and confectionery were identified and developed in areas like railway platforms, college canteens and major events. Nestle set up Cafe Nescafe and Coffee Corners across metros and mini-metros. Thrust on supply chain: During the past few years, Nestle India has continuously focused on improving the supply chain to reduce wastage, improve efficiencies and provide consumers with fresh stocks all the time. Reduction in the finished goods inventory pipeline to improve freshness of stocks and reduce working capital Control on distribution costs through innovative measures Sustained improvement in customer service levels to improve product availability across all geographies and channels Reduction in obsolescence of materials Competence in research and development: The company has access to the Nestle Groups proprietary technology/brands, expertise and the extensive centralized research and development facilities. The culture of innovation and renovation and benchmarking of consumers tastes and products is facilitated in the company by the unique Experimental Kitchen and 2Sensory Laboratory at the Head Office. Leveraging the India Advantage: Outsourcing manufacturing Nestle India has six factories and a large number of co-packers who manufacture products to Nestle specifications. Outsourcing IT advantage The Nestle Group is in the process of implementing the GLOBE project across its operations worldwide. GLOBE is a unique project and the largest of its kind and will enable the Nestle Group to maintain its competitive advantage in the increasingly complex environments of the future. Leveraging the vast consumer base in India Nestle has an optimistic outlook on the Indian economy as the income of people is increasing and the lifestyles are changing. Nestle is keen on leveraging the vast consumer market of India. Future plans: Nestle Indias objective is to manufacture and market the companys products in such a way so as to create value that can be sustained over the long term for consumers, shareholders, employees and business partners. Nestle aims to create value for consumers that can be sustained over the long term by offering a wide variety of high quality, safe food products at affordable prices. The company continuously focuses its efforts to better understand the changing lifestyles of modern India and anticipate consumer needs in order to provide convenience, taste, nutrition and wellness through its product offerings.

Friday, October 25, 2019

A Career in Insurance Sales Essay -- essays research papers

A Career in Insurance Sales Nature of the Work Insurance agents sell one or more types of insurance, such as life, property, casualty, health, disability, and long-term care (Edwards, 1999, A12). Agents sell insurance policies to individuals and businesses to provide protection against loss or catastrophe. Insurance agents consider the financial status and life situation of their clients, and assist them in selecting their optimal insurance policy. Some policies can be designed to provide retirement income, funds for the education of children, or other benefits (Edwards, 1999, A12). Insurance agents prepare reports, maintain records, and they help policyholders to settle insurance claims (Abraham & Herman, 1998). Special in-group policies may help employers provide their employees the opportunity to buy insurance through payroll deductions (Abraham & Herman, 1998). Agents may work for one company or independently for several companies (Abraham & Herman, 1998). Brokers do not sell for a particular company, but direct their clients to companies that offer the best rate and coverage (Abraham & Herman, 1998). Life insurance agents and brokers are sometimes referred to as life underwriters (Abraham & Herman, 1998). Property and casualty insurance agents and brokers sell policies that protect individuals and businesses from financial loss, as a result of automobile accidents, fire or theft, tornadoes and storms, and other events that can damage property (Edwards, 1999, A13). Property and casualty insurance can also sell health insurance policies to businesses that cover the costs of hospital and medical care for their employees (Edwards, 1999, A13). Increasingly, insurance agents and brokers offer comprehensive financial planning services to their clients, such as retirement planning counseling (Edwards, 1999, A13). Because of this, many insurance agents and brokers are licensed to sell mutual funds and other securities (Edwards, 1999, A13). Education and Training Requirements College training may help agents or brokers grasp the technical aspects of insurance policies and the fundamentals and procedures of selling insurance (Abraham & Herman, 1998). Many colleges and universities offer courses in insurance, and a few schools offer a bachelor’s degree in insurance (Abraham & Herman, 1998). College courses in finance, mathematics, a... ... growth of mutual fund sales (Vault.com, 1999). Insurance agents do not desire a rise in crime, since fear of crime leads more people to seek insurance coverage for their homes, cars, and valuables (Vault.com, 1999). Sales of commercial insurance should increase as new businesses emerge and existing firms expand their coverage (Vault.com, 1999). Trends toward multiline agents, self-insurance, and group policies will also contribute to increased volume of insurance sales, and open positions (Vault.com, 1999). Since insurance is considered a necessity, agents are unlikely to face unemployment in times of recession (Vault.com, 1999). References   Ã‚  Ã‚  Ã‚  Ã‚  Abraham, K. G., & Herman, A. M. (1998). Insurance agents and brokers. Occupational outlook handbook. (1998-1999 ed.). 250-252.   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Edwards, S. A. (1999, March 8). Insurance: what you need to know. The Hartford Courant, pp. A12, A13. (Article appears on two separate pages.) Vault.com Inc.  © 1999 150 West 22nd St., 5th Floor, New York, NY 10011 http://www.vault.com/vstore/pages/occupations.cfm?Product_id=513&objectgroup_id=284&chapter=1

Thursday, October 24, 2019

American Lit: Anne, the Author to Her Book, Mistress Bradstreet Essay

In â€Å"Anne,† begin with The Author to Her Book, which evidently was written as the epigraph to the second edition of her collection of poems. What of her personality as a woman comes through in the poem? In â€Å"The Author to Her Book† It is immediate that the reader knows that a woman and a mother wrote this piece. â€Å"Thou ill-formed offspring of my feeble brain, Who after birth did’st by my side remain†¦Ã¢â‚¬  This sentence sets the stage for everything that would come next about her from staying by her side while children, to going out into the world with friends, and becoming adults and moving out of the house. Threw the middle of the poem, lines 5-10, you can tell that she is unhappy with her children for what is unclear but â€Å"brat† and â€Å"cast thee by as one unfit for light† can’t be a good sign. The last two lines though you can tell she will always love her children but she has to let them go. For a mother in that time period, especially a mother of 8, you can really get the sense of how much of an up and down ride I was to raise so many children and all the responsibility’s that when along with it. †¢In â€Å"Mistress Bradstreet†, what poems show her in her social life as the wife of a high official? From reading â€Å"Upon the Burning of Our House† I can gather that she was a wife of a high official or that she had had any money is to be new to Virginia she and her husband had many thing you wouldn’t think would be in a typical pilgrims home. Things that were burn such as a trunk, table and her stores even though she doesn’t really describe her stores, these alone would tell you that she was better off than most even before the mention of â€Å"pelf† which meant money or wealth. Works Cited George Perkins, B. P. (2009). The American Tradition in Literature. New York: McGraw Hill.

Wednesday, October 23, 2019

Exercise and Heart Essay

Introduction Aim: Finding out how exercise affects the heart rate and breathing rate. Hypothesis: Exercise exists in different forms and has many benefits; it improves the oxygen-carrying capacity of the blood, development of bones, strengthens muscles and the lungs capacity plus it can make you feel good. There are different exercises and intensities for different benefits. Lower intensity exercises are not designed to work the body as hard. As a result less oxygen is needed and less waste is in excess. However even low intensity exercises require more substances to be carried out than if your body was in its resting state. Therefore different concentrations of substances are required for different intensities of exercise. In effect this affects your heart and breathing rate. (Jones & Jones, 1984) (Ross, 1978) Null Hypothesis: Exercise has no effect on the heart rate or breathing rate. The overall rate of the heart and breathing increases during exercise. The heart beats faster, allowing blood to supply substances required by the cells to respire. Oxygen is needed to replace the oxygen used up in respiring cells, while at the same time the cells produce carbon dioxide that needs to be removed from the body. The heart rate increases to pump blood around the body quicker, ensuring oxygen is constantly dissociating from the blood to the cells. At the same time the breathing rate increases to increase the rate of gaseous exchange of oxygen and carbon dioxide, and remove excess waste from the body as soon as possible. (Jones & Jones, 1984) (Ross, 1978) â€Å"Exercise, although essential both for early, sudden muscle contraction ( a few minutes ) and for prolonged, sustained exercise, muscle food stores are not enough. The contracting muscle must also take up glucose from the blood.† (Ross, 1978, p. 705) â€Å"Aerobic exercises improve lung capacity. Exercising muscles need extra oxygen, which is supplied to them by breathing faster and more deeply. If you regularly do exercise which make your muscles demand extra oxygen, called aerobic exercise, this helps your respiratory system to become efficient at getting oxygen into your blood.† (Jones and Jones, 1984, p. 279). Risk assessment: Chemical/Procedure| Hazard| Precaution| * Stepping off and on exercise step| * Slipping off step| * Dry shoes * Appropriate support| * Exercising| * Pulling muscles * Feinting/Blackout * Spraining ankles| * Appropriate stretching before exercise * Supervised by professional * Don’t force ankles onto the surfaces * Try to be light on the feet| * Wide breadths of movement| * Inflicting contact on others| * Suitable space for procedure| Variables: Constant Variables * Exercise step * Number of steps taken * Resting period * People recording pulse and breathing rate * Temperature of room Independent Variables * Exercise Dependent Variables * Heart rate * Breathing rate Method: 1. Record the pulse (preferably from the wrist) for 30 seconds of the person participating before exercise. 2. Double the number of pulses – this gives an estimate of the heart beats per minute 3. Place hand on the lower back of the person participating before the exercise and count the number of times the person inhales and exhales in 30 seconds then double it – this is the breathing rate per minute. 4. These are the heart rate and breathing rate at rest. 5. Explain to the participant the concepts of both exercises: a. Slow 20: Slowly climb onto and off the step for doing 20 steps in total. b. Fast 20: Climb onto and off the step as fast as possible for 20 steps in total. 6. After the participant has done the â€Å"Slow 20† exercise, record the heart rate and breathing rate. 7. Stop the stopwatch and reset 8. Next record the heart rate and breathing rate after the participant has undergone â€Å"Fast 20† exercise – however keep the stopwatch running for an additional three minutes 9. At the end of the three minutes record the heart rate and breathing rates 10. Work out the averages of all the results 11. Plot results in a suitable table Results Table Heart Rate Rest| Slow 20| Fast 20| 3 minute rest| 76| 107| 130| 72| Breathing Rate Rest| Slow 20| Fast 20| 3 minute rest| 18| 23| 33| 20| Analysis As the intensity of exercise increased, so did the rates of the heart and breathing. After a small period of rest, the heart rate and breathing rate both decreased to a point close to their resting rate. This proved the stated hypothesis. First, the hearts average resting rate was recorded to be 76 bpm. The heart is therefore transporting oxygen and removing carbon dioxide at a reasonably steady rate via the blood. During the low intensity exercise (Slow 20) the heart rate increases to 107 bpm, which further increases to 130bpm at a higher intensity level (Fast 20). The heart therefore needs to beat faster to increase the speed at which oxygen is carried to the cells and the rate at which carbon dioxide is taken away by the blood. Oxygen is required by the cells to carry out respiration, this provides the energy in the form of adenosine-triphosphate (ATP) which is a molecule required for muscular contraction. As exercise takes place, oxygen is used to form ATP, which needs to be replaced. Carbon dioxide is also built up in the same cells due to muscle contraction, and this excess COâ‚‚ needs to be removed. The breathing rate increases to increase the gaseous exchange between oxygen and carbon dioxide. Oxygen is breathed in through the atmosphere and diffuses into the thin walls of the alveoli, which then diffuses into the blood along the capillaries. The blood then passes the respiring cells and the oxygen it contains diffuses into the cells. At the same time, the excess COâ‚‚ diffuses from the respiring cells into the blood, along through to the alveoli and is breathed out. This maintains equilibrium in the body of oxygen and carbon dioxide. â€Å"To create energy for physical efforts lasting more than 1 minute, muscles need oxygen. The harder your muscles work, the more energy they need and the more you must suck wind to supply them with oxygen. Also, the more oxygen your muscles use to create energy, the more waste (carbon dioxide) they produce. Exhaling expels this carbon dioxide from your system.† (Why Does Exercise Increase Heart Rate And Breathing Rate?, 2012) â€Å"Blood is the vehicle that delivers oxygen to and removes carbon dioxide waste from the working muscles. To deliver more oxygen and remove more waste products, the heart pumps more blood. According to the American College of Sports Medicine (ACSM), at lower intensities (up to 50% of your maximum cardiac output) your heart can meet the increased oxygen demand by increasing both heart rate and stroke volume (the amount of blood pumped with each beat). However, beyond 50% of cardiac output, increasing your heart rate in proportion with your effort is your body’s only way to deliver more oxygen to the muscles.† (Why Does Exercise Increase Heart Rate And Breathing Rate?, 2012) Graph Evaluation The experiment was good enough to gain results as the results were those predicted by the hypothesis. The experiment was carried out by five people at random in terms of height and weight, the individual weights were taken and the average result were used as the final result – results used to be plotted onto the graph. The combination of random sampling and number of repeats increases the experiments reliability as it tries to keep the results obtained as much due to chance as possible. Also, because the results were predicted by the hypothesis it suggests that this data can be used to find out what was being looked for – the effects of exercise on the heart and breathing rates. Validity is therefore increased, adding more support for the experiment to be a suitable method for finding effects of exercise on the heart and breathing rates. No anomalous results were found, the results followed the predicted trend, the reason for this result could be due to the nature of the body and how it counter reacts with the external influences on the tissues and organs. The secretion and inhibition of certain substances are essential for the body to sustain itself in a stable state during the effects of exercise. Improvements I would improve this experiment by using more accurate equipment to improve the accuracy of the overall experiment. I would run repeats to see if my results complimented each other to increase the reliability. The difference is I would run the experiment in the same way which may differ from other people’s subjective habits. More accurate equipment could have been used to improve the accuracy of the overall experiment. The heart rate is measured by finding the pulse of the body, a more precise method of determining pulse involves the use of an electrocardiograph, or ECG (also abbreviated EKG). Commercial heart rate monitors are also available, consisting of a chest strap with electrodes. The signal is transmitted to a wrist receiver for display. Heart rate monitors allow accurate measurements to be taken continuously. (Heart Rate, 2012) The breathing rate can be measured over a full period of 60 seconds to get more accurate results. Repeats using the improvements to accuracy of finding the heart and breathing rates would yield more reliable results. The exercise itself is very subjective to each person. Their interpretation of slow could be different to other people, which would affect the time it takes each individual person to take twenty steps. The exercise could then be controlled by suggesting a method to keep generalise the types of speed people would undergo during the exercise. For example, people could use counting as a reference point for when they should stand onto or off the exercise step. Bibliography * Jones, M. And Jones, G. 1984. Biology: The Press Syndicate * Ross, G. 1978. Human Physiology: Year Book Medical Publishers * Why Does Exercise Increase Heart Rate And Breathing Rate? (2012)Breathing Rate & Heart Rate [Online] Available at: http://www.livestrong.com/article/109267-exercise-increase-heart-rate-breathing-rate/ (Accessed: 15 November 2012) * Heart Rate (2012) Measurement [Online] Available at: http://en.wikipedia.org/wiki/Heart_rate (Accessed: 16 November 2012)